diff --git a/receipt/index.php b/receipt/index.php
index 53d97dc..14bc54a 100644
--- a/receipt/index.php
+++ b/receipt/index.php
@@ -152,17 +152,32 @@ $isCardOrder = (float) $order['PaymentFromCreditCard'] > 0;
 $receiptTip = (float) ($order['TipAmount'] ?? 0);
 $totalBeforeCardFee = $cartGrandTotal + $taxAmountRaw + $payfritFeeRaw + $deliveryFee + $receiptTip;
 
-if ($isCardOrder) {
+// Use ACTUAL payment amounts from the database as the source of truth,
+// so the receipt total always matches what was really charged.
+$actualCardPaid = (float) $order['PaymentFromCreditCard'];
+$actualCashPaid = (float) $order['PaymentPaidInCash'];
+$taxAmount = round($taxAmountRaw * 100) / 100;
+
+if ($isCardOrder && $actualCardPaid > 0) {
+    // Grand total = what was charged to card + any balance applied
+    $orderGrandTotal = round(($actualCardPaid + $balanceApplied) * 100) / 100;
+    // Back-calculate card/processing fee as the remainder
+    $cardFee = $orderGrandTotal - $cartGrandTotal - $taxAmount - round($payfritFeeRaw * 100) / 100 - $deliveryFee - $receiptTip;
+    $cardFee = round($cardFee * 100) / 100;
+    if ($cardFee < 0) $cardFee = 0;
+} elseif ($isCashOrder && $actualCashPaid > 0) {
+    $orderGrandTotal = round(($actualCashPaid + $balanceApplied) * 100) / 100;
+    $cardFee = 0;
+} elseif ($isCardOrder) {
+    // Fallback: recalculate if no payment record yet
     $cardFeePercent = 0.029;
     $cardFeeFixed = 0.30;
     $totalCustomerPaysRaw = ($totalBeforeCardFee + $cardFeeFixed) / (1 - $cardFeePercent);
     $orderGrandTotal = round($totalCustomerPaysRaw * 100) / 100;
-    $taxAmount = round($taxAmountRaw * 100) / 100;
     $cardFee = $orderGrandTotal - $cartGrandTotal - $taxAmount - round($payfritFeeRaw * 100) / 100 - $deliveryFee - $receiptTip;
     $cardFee = round($cardFee * 100) / 100;
 } else {
     $orderGrandTotal = round($totalBeforeCardFee * 100) / 100;
-    $taxAmount = round($taxAmountRaw * 100) / 100;
     $cardFee = 0;
 }