diff --git a/api/tasks/complete.cfm b/api/tasks/complete.cfm
index 2f51966..0da7f86 100644
--- a/api/tasks/complete.cfm
+++ b/api/tasks/complete.cfm
@@ -305,16 +305,18 @@
       }, { datasource = "payfrit" })>
     </cfif>
 
-    <!--- Debit worker (received physical cash, debit digitally) --->
-    <!--- Skip for admin/manager — they collected cash on behalf of the restaurant --->
-    <cfif workerUserID_for_payout GT 0 AND NOT isAdminRole>
+    <!--- Debit for physical cash received --->
+    <!--- Staff: debit the worker (they pocketed the cash) --->
+    <!--- Admin/Manager: debit the business owner (restaurant has the cash) --->
+    <cfset cashDebitUserID = isAdminRole ? businessOwnerUserID : workerUserID_for_payout>
+    <cfif cashDebitUserID GT 0>
       <cfset queryTimed("
         INSERT INTO WorkPayoutLedgers
           (UserID, TaskID, GrossEarningsCents, ActivationWithheldCents, NetTransferCents, Status)
         VALUES
           (:userID, :taskID, :gross, 0, :net, 'cash_debit')
       ", {
-        userID: workerUserID_for_payout,
+        userID: cashDebitUserID,
         taskID: TaskID,
         gross: -CashReceivedCents,
         net: -CashReceivedCents