diff --git a/api/stripe/createPaymentIntent.cfm b/api/stripe/createPaymentIntent.cfm
index 828a6d9..9c2b721 100644
--- a/api/stripe/createPaymentIntent.cfm
+++ b/api/stripe/createPaymentIntent.cfm
@@ -60,9 +60,9 @@ try {
         abort;
     }
 
-    // Get business Stripe account
+    // Get business Stripe account and fee settings
     qBusiness = queryExecute("
-        SELECT StripeAccountID, StripeOnboardingComplete, Name
+        SELECT StripeAccountID, StripeOnboardingComplete, Name, PayfritFee
         FROM Businesses
         WHERE ID = :businessID
     ", { businessID: businessID }, { datasource: "payfrit" });
@@ -108,8 +108,9 @@ try {
     // ============================================================
     // FEE CALCULATION
     // ============================================================
-    customerFeePercent = 0.05;   // 5% customer pays to Payfrit
-    businessFeePercent = 0.05;   // 5% business pays to Payfrit
+    // Customer fee from database (PayfritFee), default 5% if not set
+    customerFeePercent = isNumeric(qBusiness.PayfritFee) && qBusiness.PayfritFee > 0 ? qBusiness.PayfritFee : 0.05;
+    businessFeePercent = 0.05;   // 5% business pays to Payfrit (always)
     cardFeePercent = 0.029;      // 2.9% Stripe fee
     cardFeeFixed = 0.30;         // $0.30 Stripe fixed fee