diff --git a/api/auth/sendOTP.cfm b/api/auth/sendOTP.cfm
index 46d55bc..700c11a 100644
--- a/api/auth/sendOTP.cfm
+++ b/api/auth/sendOTP.cfm
@@ -5,15 +5,16 @@
 
 <cfscript>
 /**
- * Send OTP to phone number for signup
+ * Unified OTP: Send OTP to any phone number (login or signup)
  *
  * POST: { "phone": "5551234567" }
  *
- * Returns: { OK: true, UUID: "..." } or { OK: false, ERROR: "..." }
+ * Returns: { OK: true, UUID: "..." }
  *
- * If phone already has verified account, returns error.
- * If phone has unverified account, resends OTP.
- * Otherwise creates new user record with OTP.
+ * Works for any phone number:
+ * - Existing complete account: updates OTP, user will be logged in after verify
+ * - Existing incomplete account: updates OTP, user continues to registration after verify
+ * - New phone: creates user record, user continues to registration after verify
  */
 
 function apiAbort(required struct payload) {
@@ -54,29 +55,11 @@ try {
         apiAbort({ "OK": false, "ERROR": "invalid_phone", "MESSAGE": "Please enter a valid 10-digit phone number" });
     }
 
-    // Check if phone already has a COMPLETE account (verified AND has profile info)
-    // An account is only "complete" if they have a first name (meaning they finished signup)
+    // Check if phone already has ANY account
     qExisting = queryTimed("
-        SELECT ID, UUID, FirstName
+        SELECT ID, UUID, FirstName, IsContactVerified, IsActive
         FROM Users
         WHERE ContactNumber = :phone
-          AND IsContactVerified > 0
-          AND FirstName IS NOT NULL
-          AND LENGTH(TRIM(FirstName)) > 0
-        LIMIT 1
-    ", { phone: { value: phone, cfsqltype: "cf_sql_varchar" } }, { datasource: "payfrit" });
-
-    if (qExisting.recordCount > 0) {
-        apiAbort({ "OK": false, "ERROR": "phone_exists", "MESSAGE": "This phone number already has an account. Please login instead." });
-    }
-
-    // Check for incomplete account with this phone (verified but no profile, OR unverified)
-    // These accounts can be reused for signup
-    qIncomplete = queryTimed("
-        SELECT ID, UUID
-        FROM Users
-        WHERE ContactNumber = :phone
-          AND (IsContactVerified = 0 OR FirstName IS NULL OR LENGTH(TRIM(FirstName)) = 0)
         LIMIT 1
     ", { phone: { value: phone, cfsqltype: "cf_sql_varchar" } }, { datasource: "payfrit" });
 
@@ -87,21 +70,24 @@ try {
     }
     userUUID = "";
 
-    if (qIncomplete.recordCount > 0) {
-        // Update existing incomplete record with new OTP and reset for re-registration
-        userUUID = qIncomplete.UUID;
+    if (qExisting.recordCount > 0) {
+        // Existing account - just update OTP
+        userUUID = qExisting.UUID;
+        if (!len(trim(userUUID))) {
+            userUUID = replace(createUUID(), "-", "", "all");
+        }
         queryTimed("
             UPDATE Users
             SET MobileVerifyCode = :otp,
-                IsContactVerified = 0,
-                IsActive = 0
+                UUID = :uuid
             WHERE ID = :userId
         ", {
             otp: { value: otp, cfsqltype: "cf_sql_varchar" },
-            userId: { value: qIncomplete.ID, cfsqltype: "cf_sql_integer" }
+            uuid: { value: userUUID, cfsqltype: "cf_sql_varchar" },
+            userId: { value: qExisting.ID, cfsqltype: "cf_sql_integer" }
         }, { datasource: "payfrit" });
     } else {
-        // Create new user record
+        // New phone - create user record
         userUUID = replace(createUUID(), "-", "", "all");
         queryTimed("
             INSERT INTO Users (
@@ -142,9 +128,9 @@ try {
         try {
             smsResult = application.twilioObj.sendSMS(
                 recipientNumber: "+1" & phone,
-                messageBody: "Your Payfrit verification code is: " & otp
+                messageBody: "Your Payfrit code is: " & otp
             );
-            smsMessage = smsResult.success ? "Verification code sent" : "SMS failed - please try again";
+            smsMessage = smsResult.success ? "Code sent" : "SMS failed - please try again";
         } catch (any smsErr) {
             smsMessage = "SMS error: " & smsErr.message;
         }
diff --git a/api/auth/verifyOTP.cfm b/api/auth/verifyOTP.cfm
index 5704783..f44f3b5 100644
--- a/api/auth/verifyOTP.cfm
+++ b/api/auth/verifyOTP.cfm
@@ -5,14 +5,14 @@
 
 <cfscript>
 /**
- * Verify OTP and activate user account
+ * Unified OTP Verify: Works for both login and signup
  *
  * POST: { "uuid": "...", "otp": "123456" }
  *
  * Returns: { OK: true, UserID: 123, Token: "...", NeedsProfile: true/false }
  *
- * On success, marks phone as verified and returns auth token.
- * NeedsProfile indicates if user still needs to provide name/email.
+ * - If account is complete (has FirstName) → NeedsProfile: false, user is logged in
+ * - If account is incomplete → NeedsProfile: true, user continues to registration
  */
 
 function apiAbort(required struct payload) {
@@ -40,14 +40,12 @@ try {
         apiAbort({ "OK": false, "ERROR": "missing_fields", "MESSAGE": "UUID and OTP are required" });
     }
 
-    // Find unverified user with matching UUID and OTP
-    // Magic OTP only bypasses Twilio SMS (in sendOTP.cfm), not OTP verification
+    // Find user with matching UUID and OTP (any verification status)
     qUser = queryTimed("
-        SELECT ID, FirstName, LastName, EmailAddress, IsEmailVerified
+        SELECT ID, FirstName, LastName, EmailAddress, IsContactVerified, IsEmailVerified, IsActive
         FROM Users
         WHERE UUID = :uuid
           AND MobileVerifyCode = :otp
-          AND IsContactVerified = 0
         LIMIT 1
     ", {
         uuid: { value: userUUID, cfsqltype: "cf_sql_varchar" },
@@ -57,7 +55,7 @@ try {
     if (qUser.recordCount == 0) {
         // Check if UUID exists but OTP is wrong
         qCheck = queryTimed("
-            SELECT ID FROM Users WHERE UUID = :uuid AND IsContactVerified = 0
+            SELECT ID FROM Users WHERE UUID = :uuid
         ", { uuid: { value: userUUID, cfsqltype: "cf_sql_varchar" } }, { datasource: "payfrit" });
 
         if (qCheck.recordCount > 0) {
@@ -67,15 +65,29 @@ try {
         }
     }
 
-    // Clear the OTP code (one-time use) but DON'T mark as verified yet
-    // Account will be marked verified after profile completion
-    queryTimed("
-        UPDATE Users
-        SET MobileVerifyCode = ''
-        WHERE ID = :userId
-    ", { userId: { value: qUser.ID, cfsqltype: "cf_sql_integer" } }, { datasource: "payfrit" });
+    // Check if profile is complete (has first name)
+    needsProfile = !len(trim(qUser.FirstName));
 
-    // Create auth token (needed for completeProfile call)
+    // Clear the OTP code (one-time use)
+    // If profile is complete, mark as verified and active (login case)
+    // If profile incomplete, leave unverified until profile completion
+    if (needsProfile) {
+        queryTimed("
+            UPDATE Users
+            SET MobileVerifyCode = ''
+            WHERE ID = :userId
+        ", { userId: { value: qUser.ID, cfsqltype: "cf_sql_integer" } }, { datasource: "payfrit" });
+    } else {
+        queryTimed("
+            UPDATE Users
+            SET MobileVerifyCode = '',
+                IsContactVerified = 1,
+                IsActive = 1
+            WHERE ID = :userId
+        ", { userId: { value: qUser.ID, cfsqltype: "cf_sql_integer" } }, { datasource: "payfrit" });
+    }
+
+    // Create auth token
     token = replace(createUUID(), "-", "", "all");
     queryTimed("
         INSERT INTO UserTokens (UserID, Token) VALUES (:userId, :token)
@@ -84,10 +96,6 @@ try {
         token: { value: token, cfsqltype: "cf_sql_varchar" }
     }, { datasource: "payfrit" });
 
-    // Check if profile is complete (has first name)
-    // For new signups, this will always be true
-    needsProfile = !len(trim(qUser.FirstName));
-
     try{logPerf(0);}catch(any e){}
     writeOutput(serializeJSON({
         "OK": true,