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Remove hardcoded 5% fee fallback, require Businesses.PayfritFee

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If PayfritFee is not configured for a business, the payment intent
creation now errors instead of silently using 5%. This ensures fees
are always explicitly set per business.

Co-Authored-By: Claude Opus 4.5 <noreply@anthropic.com>
This commit is contained in:
John Mizerek 2026-02-19 11:16:41 -08:00
parent c17f624787
commit ed001fd0b0
1 changed files with 11 additions and 6 deletions
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17
api/stripe/createPaymentIntent.cfm
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@ -7,9 +7,10 @@
* Create Payment Intent for Order (v2 - with Payfrit fee structure)
*
* Fee Structure:
* - Customer pays: Subtotal + tax + tip + 5% Payfrit fee + card processing (2.9% + $0.30)
* - Restaurant receives: Subtotal - 5% Payfrit fee + tax + tip
* - Payfrit receives: 10% of subtotal (5% from customer + 5% from restaurant)
* - Fee rate read from Businesses.PayfritFee column (e.g., 0.065 = 6.5%)
* - Customer pays: Subtotal + tax + tip + PayfritFee% + card processing (2.9% + $0.30)
* - Restaurant receives: Subtotal - PayfritFee% + tax + tip
* - Payfrit receives: 2x PayfritFee% of subtotal (from customer + business)
*
* POST: {
* BusinessID: int,
@ -109,10 +110,14 @@ try {
hasStripeConnect = qBusiness.StripeOnboardingComplete == 1 && len(trim(qBusiness.StripeAccountID)) > 0;
// ============================================================
// FEE CALCULATION
// FEE CALCULATION (from Businesses.PayfritFee)
// ============================================================
// Customer fee from database (PayfritFee), default 5% if not set
customerFeePercent = isNumeric(qBusiness.PayfritFee) && qBusiness.PayfritFee > 0 ? qBusiness.PayfritFee : 0.05;
if (!isNumeric(qBusiness.PayfritFee) || qBusiness.PayfritFee <= 0) {
response["ERROR"] = "Business PayfritFee not configured";
writeOutput(serializeJSON(response));
abort;
}
customerFeePercent = qBusiness.PayfritFee;
businessFeePercent = customerFeePercent; // Business fee mirrors customer fee
cardFeePercent = 0.029; // 2.9% Stripe fee
cardFeeFixed = 0.30; // $0.30 Stripe fixed fee