diff --git a/PayfritWorks/Views/AccountScreen.swift b/PayfritWorks/Views/AccountScreen.swift
index 232107f..e876ccc 100644
--- a/PayfritWorks/Views/AccountScreen.swift
+++ b/PayfritWorks/Views/AccountScreen.swift
@@ -90,10 +90,10 @@ struct AccountScreen: View {
 
                 // Payout content
                 if isLoading {
-                    ProgressView()
+                    LoadingView()
                         .padding(.top, 20)
                 } else if let error = error {
-                    errorView(error)
+                    ErrorView(message: error) { Task { await loadData() } }
                 } else {
                     VStack(spacing: 16) {
                         if let tier = tierStatus {
@@ -386,21 +386,6 @@ struct AccountScreen: View {
         .padding(.top, 8)
     }
 
-    // MARK: - Error
-
-    private func errorView(_ msg: String) -> some View {
-        VStack(spacing: 16) {
-            Image(systemName: "exclamationmark.circle")
-                .font(.system(size: 48))
-                .foregroundColor(.red)
-            Text(msg)
-                .multilineTextAlignment(.center)
-            Button("Retry") { Task { await loadData() } }
-                .buttonStyle(.borderedProminent)
-        }
-        .padding()
-    }
-
     // MARK: - Actions
 
     private func loadAvatar() async {
diff --git a/PayfritWorks/Views/BusinessSelectionScreen.swift b/PayfritWorks/Views/BusinessSelectionScreen.swift
index 6921937..bb5a7d9 100644
--- a/PayfritWorks/Views/BusinessSelectionScreen.swift
+++ b/PayfritWorks/Views/BusinessSelectionScreen.swift
@@ -20,9 +20,9 @@ struct BusinessSelectionScreen: View {
             ZStack(alignment: .bottomTrailing) {
                 Group {
                     if isLoading {
-                        ProgressView()
+                        LoadingView()
                     } else if let error = error {
-                        errorView(error)
+                        ErrorView(message: error) { loadBusinesses() }
                     } else if businesses.isEmpty {
                         emptyView
                     } else {
@@ -246,19 +246,6 @@ struct BusinessSelectionScreen: View {
         .padding()
     }
 
-    private func errorView(_ message: String) -> some View {
-        VStack(spacing: 16) {
-            Image(systemName: "exclamationmark.circle")
-                .font(.system(size: 48))
-                .foregroundColor(.red)
-            Text(message)
-                .multilineTextAlignment(.center)
-            Button("Retry") { loadBusinesses() }
-                .buttonStyle(.borderedProminent)
-        }
-        .padding()
-    }
-
     // MARK: - Actions
 
     private func loadBusinesses(silent: Bool = false) {
diff --git a/PayfritWorks/Views/Components/ErrorView.swift b/PayfritWorks/Views/Components/ErrorView.swift
new file mode 100644
index 0000000..72000e9
--- /dev/null
+++ b/PayfritWorks/Views/Components/ErrorView.swift
@@ -0,0 +1,34 @@
+import SwiftUI
+
+/// Reusable error state view with icon, message, and optional retry button.
+/// Replaces inline error patterns across all screens.
+struct ErrorView: View {
+    let message: String
+    var onRetry: (() -> Void)?
+
+    var body: some View {
+        VStack(spacing: 16) {
+            Image(systemName: "exclamationmark.circle")
+                .font(.system(size: 48))
+                .foregroundColor(.red)
+            Text(message)
+                .multilineTextAlignment(.center)
+                .foregroundColor(.primary)
+            if let onRetry = onRetry {
+                Button("Retry", action: onRetry)
+                    .buttonStyle(.borderedProminent)
+            }
+        }
+        .padding()
+    }
+}
+
+#Preview("With Retry") {
+    ErrorView(message: "Something went wrong. Please try again.") {
+        print("Retry tapped")
+    }
+}
+
+#Preview("No Retry") {
+    ErrorView(message: "Could not load data.")
+}
diff --git a/PayfritWorks/Views/Components/LoadingView.swift b/PayfritWorks/Views/Components/LoadingView.swift
new file mode 100644
index 0000000..def15c6
--- /dev/null
+++ b/PayfritWorks/Views/Components/LoadingView.swift
@@ -0,0 +1,27 @@
+import SwiftUI
+
+/// Reusable loading state view with a spinner and optional message.
+/// Replaces inline ProgressView() patterns across all screens.
+struct LoadingView: View {
+    var message: String?
+
+    var body: some View {
+        VStack(spacing: 12) {
+            ProgressView()
+            if let message = message {
+                Text(message)
+                    .font(.subheadline)
+                    .foregroundColor(.secondary)
+            }
+        }
+        .frame(maxWidth: .infinity, maxHeight: .infinity)
+    }
+}
+
+#Preview("With Message") {
+    LoadingView(message: "Loading tasks...")
+}
+
+#Preview("No Message") {
+    LoadingView()
+}
diff --git a/PayfritWorks/Views/MyTasksScreen.swift b/PayfritWorks/Views/MyTasksScreen.swift
index 661132c..5b33cbe 100644
--- a/PayfritWorks/Views/MyTasksScreen.swift
+++ b/PayfritWorks/Views/MyTasksScreen.swift
@@ -94,18 +94,9 @@ struct MyTasksScreen: View {
         let tasks = tasksByFilter[filterType] ?? []
 
         if isLoading {
-            ProgressView()
+            LoadingView()
         } else if let error = error {
-            VStack(spacing: 16) {
-                Image(systemName: "exclamationmark.circle")
-                    .font(.system(size: 48))
-                    .foregroundColor(.red)
-                Text(error)
-                    .multilineTextAlignment(.center)
-                Button("Retry") { loadTasks(filterType) }
-                    .buttonStyle(.borderedProminent)
-            }
-            .padding()
+            ErrorView(message: error) { loadTasks(filterType) }
         } else if tasks.isEmpty {
             emptyView(filterType)
         } else {
diff --git a/PayfritWorks/Views/TaskDetailScreen.swift b/PayfritWorks/Views/TaskDetailScreen.swift
index f5a56c4..0050cf3 100644
--- a/PayfritWorks/Views/TaskDetailScreen.swift
+++ b/PayfritWorks/Views/TaskDetailScreen.swift
@@ -42,9 +42,9 @@ struct TaskDetailScreen: View {
         ZStack(alignment: .bottomTrailing) {
             Group {
                 if isLoading {
-                    ProgressView()
+                    LoadingView()
                 } else if let error = error {
-                    errorView(error)
+                    ErrorView(message: error) { Task { await loadDetails() } }
                 } else if let details = details {
                     contentView(details)
                 }
@@ -663,21 +663,6 @@ struct TaskDetailScreen: View {
         .background(.ultraThinMaterial)
     }
 
-    // MARK: - Error
-
-    private func errorView(_ message: String) -> some View {
-        VStack(spacing: 16) {
-            Image(systemName: "exclamationmark.circle")
-                .font(.system(size: 48))
-                .foregroundColor(.red)
-            Text(message)
-                .multilineTextAlignment(.center)
-            Button("Retry") { Task { await loadDetails() } }
-                .buttonStyle(.borderedProminent)
-        }
-        .padding()
-    }
-
     // MARK: - Actions
 
     private func loadDetails() async {
diff --git a/PayfritWorks/Views/TaskListScreen.swift b/PayfritWorks/Views/TaskListScreen.swift
index 2cfc565..317ef6c 100644
--- a/PayfritWorks/Views/TaskListScreen.swift
+++ b/PayfritWorks/Views/TaskListScreen.swift
@@ -17,9 +17,9 @@ struct TaskListScreen: View {
         ZStack(alignment: .bottomTrailing) {
             Group {
                 if isLoading {
-                    ProgressView()
+                    LoadingView()
                 } else if let error = error {
-                    errorView(error)
+                    ErrorView(message: error) { loadTasks() }
                 } else if tasks.isEmpty {
                     emptyView
                 } else {
@@ -195,19 +195,6 @@ struct TaskListScreen: View {
         }
     }
 
-    private func errorView(_ message: String) -> some View {
-        VStack(spacing: 16) {
-            Image(systemName: "exclamationmark.circle")
-                .font(.system(size: 48))
-                .foregroundColor(.red)
-            Text(message)
-                .multilineTextAlignment(.center)
-            Button("Retry") { loadTasks() }
-                .buttonStyle(.borderedProminent)
-        }
-        .padding()
-    }
-
     // MARK: - Actions
 
     private func loadTasks(silent: Bool = false) {